General News
Conducive Ecosystem can Create Local Apps HoneyPot -Bolade

Bolade Oyekanmi is the digital and content analyst, Samsung West Africa who believes Nigerian local (application) developers can perform better with the availability of friendly ecosystem.
He also talks about the initiative by Samsung Mobile in collaboration with Co-Creation Hub (CC-Hub) Nigeria tagged Idea Challenge- a platform to meet, brain-storm, share ideas and collaborate on ways to solve social problems via mobile apps.
He spoke to peter ugwu.
What Is Idea Challenge All About?
Idea Challenge is one of Samsung’s ‘Built for Africa’ Projects. It came about with our collaboration with CC-Hub Nigeria. What we are doing basically is to stimulate apps development ideas in the minds of young apps developers in the country.
The ideas Challenge is not limited to apps developers, rather it is open to all who use mobile phones.
We expected them to submit ideas, regarding things they have been experiencing on their mobile phones and solutions on features they expect to see when using these devices.
What Are The Expectations?
The ideas where not generated just this day.
The submissions were done between August and September. So it took sometimes for us to collate them, about 96 which we trimmed down to 37.
And out of that 37 there was an in-house voting and rating to ensure transparency, particularly in choosing the best.
We looked at each idea and ones already existing were dropped because everybody knew they are already there.
The focus was to generate new ideas.
For those accepted, we will have discussion with the initiators, to see how we can link them up with someone that develops applications.
Not only that, we will seat them together to determine which one of them will move to the next stage.
However, in the spirit of Samsung, we expect every one of them to see the light of the day.
What we have noticed generally is the fact that application development is wild and only the people that have the passion and the tenacity to continue working on those ideas that actually see it mature. And that is one of the reasons we staged the Idea Challenge.
A lot of people have ideas, but they don’t have the technical know-how to bring these applications into fruition. Is not just about having an idea, the major process is developing the idea or giving it blood to live.
I can have over 20 ideas in my head, but having a befitting system or environment to seat down and code these ideas is a major challenge.
That is where CC-Hub comes in. CC-Hub I can say has the technical support the initiators should have to develop their ideas. And we need more of them.
Can They Leverage On Your In-House Developers?
Samsung as a company does not have in-house developers.
It is through this kind of collaboration; people available there due to the conducive environment, the attention you need and other logistics they need to develop, so we collaborate with them (CC-Hub) on content development and ideas.
I believe that they are major players in the eco-system. That is why we said, ideas generated in the public, bring them to CC-Hub, we collate them, hibernate them to ensure the bits are put together to form a whole.
Is This Platform Different From Samsung Academy?
Definitely; Samsung Academy is more of an engineering based Institute where you will learn to deal with the device; repair the hardware, but this platform is basically on the developing the operating system, which is the software aspect.
So, here (CC-Hub) you don’t need to be a graduate, no screwdriver, saw or anything, all I need is to have my laptop and code my idea into any language I want to.
What Does The Future Hold For Apps Developers In Nigeria?
From what I have seen and this being the first there is hope for the industry. We will also continue to have series of idea challenge competitions.
What I have seen is that we have people who really think about solving social needs applications.
At this very competition, we saw developers channeling their minds on how to help people with health impairments-diabetes, confirmation of NAFDAC registration, identification of fake drugs.
We also saw application to empower citizens to communicate with their representatives; all those are social problems that we need to tackle.
Over time, people are really going think deep and come up with ideas on solving social problems.
This being the first, we didn’t expect something gigantic, rather a response that will suppose what we thought. At the end of the day we were able to receive 96 ideas.
Processes Of Short Listing And How do Winners Emerge?
Ok, September 14, 2012 was the last date for submission o f applications and we conducted an online voting or rating and some criteria were stated from the beginning of the competition, eight of them.
But the major instruction was that it must not be an idea already existing; reason being that we do not want to have copyright issues; it must solve a current social need not personal need; must be marketable in the sense that whoever has it on his phone can add something like advertisement; it must enrich the pocket of the originator; and it must be scalable.
For instance, if it works for Chat 222 or java you must be able to scale it to higher Samsung devices; viability in terms of satisfactions to be derived by the users. After the date there was a panel that sat to determine if the criteria set we met.
Some were rejected because our criteria are different from others. We are more concerned on how the application runs; what are the behind the scenes of the application.
We want something we are sure of the security, and delivering outputs according to expectations.
How Can You Rate The Apps In Terms Of International Standards?
Speaking on international standards, we work towards beating whatever standard being set by any company, however, there are basic things like when you are developing an Android App it must been able to run across all ranges of the operating system.
It must be able to work across all the screen size and resolutions.
They are the major considerations to make if you are developing applications in Nigeria.
What Challenges Are You Having In Organizing This Kind Of Competition?
Challenges in developing local applications, I would say they are challenges; rather they are more or less an encouragement for people to develop these applications.
People look at Nigerian applications as not meeting international standards.
But in recent months, I found out that you have to use one or two of those applications to show that we can make it. I recommend to a lot of application developers in Nigeria to go to Samsung App stores and try the Nigeria versions we have there.
They are amazing. I can’t name any of them to avoid being biased, the thing is get a Samsung Android Device, and get to Samsung Apps Store and see what Nigerians are actually doing.
I would always say it, I am proud to be a Nigerian.
Those applications developed here can compete internationally, only that we need the some of the developers to understand the mechanics and hard works they need to put into application development.
How Viable Are The Apps Submitted?
I have seen some applications that I would just tell the developer to revisit the work; I have equally seen some that are work.
And when they come out, those people will definitely sell.
I see the upcoming local developers becoming the giants in the industry.
Today we have an application that sells at $2 million because it runs on the mobile device. That is where developers are channeling their interests now.
They are trying to tell us the benefits of our mobile devices. And out of those benefit come different applications that run across different procedures.
In the next few years I look toward to see more applications done by Nigerians, because they are needed to solve our social needs. And they run on the right operating systems.
General News
NICA Confers Professional Fellowship on Uche Uzoebo

The National Institute of Credit Administration (NICA) has conferred its Professional Fellowship on Mrs. Uche Uzoebo, Managing Director of Shared Agent Network Expansion Facilities (SANEF).

The recognition was announced in Lagos during the investiture of Dr. (Mrs.) Markie Idowu as the Institute’s new President.
In his welcome address, Prof. Chris Onalo, Registrar/CEO of NICA, noted that the National Institute of Credit Administration distinguishes itself from other professional bodies through its unwavering commitment to advancing credit management, promoting professionalism, and empowering Nigerians with credit literacy.
“Unlike many other institutes, NICA recognizes that credit management is a lifeline of commerce, influencing every aspect of business, social, and economic life. Through this commitment, the Institute continues to shape Nigeria’s economic future towards sustainable growth,” he stated.
The Fellowship represents the Institute’s highest professional distinction and is conferred on individuals whose leadership has significantly strengthened Nigeria’s credit environment, institutional governance frameworks, and the integrity of the financial system.
This recognition also comes at a significant moment globally as the world commemorates International Women’s Day, underscoring the growing recognition of women’s leadership and contributions across industries, particularly in finance, governance, and economic development.
The ceremony brought together senior financial sector executives, policymakers, regulators, and distinguished guests to celebrate excellence in credit administration and professional practice.
The Institute described Mrs. Uche Uzoebo as a seasoned business executive and financial services leader with over two decades of professional experience spanning banking, digital payments, and financial services.
A proven change agent, she brings deep expertise across digital payments, financial inclusion, agency banking, product and business development, merchant acquiring, as well as corporate, commercial, and retail banking.
Her leadership has been instrumental in advancing secure and inclusive digital financial services, strengthening payment systems, and expanding last-mile access to financial services across underserved communities in Nigeria.
Through SANEF and related initiatives, she has supported economic empowerment and financial inclusion by expanding agent networks, promoting financial literacy, and championing innovative technology-enabled solutions.
Passionate about gender inclusion and women’s economic empowerment, Uzoebo is also a gender specialist and advocate with a strong focus on supporting women entrepreneurs and breaking structural economic barriers.
As a certified trainer, she designs and delivers high-impact capacity-building programmes for individuals, youth, women, and organizations, enabling sustainable growth and improved performance.
General News
Zedvance Hits ₦96bn Lending Milestone, Eyes ₦250bn Target in 2026

Zedvance Finance Limited, a leading provider of consumer and business financing solutions in Nigeria, has disbursed over ₦96 billion in funding to support commercial businesses across the country, establishing its strong positioning beyond retail lending and reinforcing its commitment to bridging the gap between enterprise growth and access to timely financing solutions.

Zedvance
Leveraging its 11-year legacy, Zedvance’s Commercial Solutions business, launched in 2025, has in just one year become a major driver of credit expansion, achieving one of the highest loan disbursement rates among financial institutions, empowering thousands of local enterprises and boosting economic growth.
The business has consistently supported enterprises across key sectors of the economy, including oil & gas, automotive, logistics, renewable energy, fintech, e-commerce, trade distribution value chains, agri-businesses and others.
Through offerings such as working capital, invoice/PO financing, equipment and trade finance, and ecosystem-based solutions, Zedvance enables access to liquidity for buy-now-pay-later providers, asset acquisition, and cross-border credit lines for imports & exports, aiding business expansion and strengthening operational resilience in a dynamic economic environment.
Speaking on the importance of flexible and tailored financing, Group Managing Director of Zedcrest Group, Adedayo Amzat, CFA, noted that Zedvance Finance, operates a model that is specifically purpose-built to bridge financing gaps and support business growth.
“We are proud of our accomplishments so far, especially the impact we’ve made in sectors that are critical to economic development. For instance, through solar and asset on-lending, we have helped to expand energy access and improve income opportunities for gig workers by financing mobility asset platforms across Nigeria.
“Because our customers are at the heart of our business, we were intentional about designing our flagship product, ‘Liquidity Solutions’ to allow businesses unlock faster credit delivery across all high-growth sectors. This has proven impactful as we continue to witness our clients record great successes,” Amzat said.
Highlighting the unique value of the offering, Amzat added that Liquidity Solutions provides tailored financing structures such as inventory purchase, invoice financing, and import financing, which empower businesses to optimise cash flow, accelerate turnover, and scale with confidence.
Commenting, Ayooluwa Oladimeji, Ag. Executive Director, Commercial Solutions, explained that Zedvance leverages technology, product innovation, deep sector expertise and risk-moderated structures to deploy diverse funding solutions, including multi-currency credit lines, BNPL facilities, and equipment financing across automotive, renewable energy, manufacturing, fintech, and trade distribution sectors.
“In 2025 alone, Zedvance Commercial Solution business recorded tremendous growth, driven by strong partnerships and a rapidly expanding portfolio.
“We are proud to have supported a range of businesses including; Shekel Mobility, Tradegrid, Sapphire, CredPal and other ecosystem partners.
“Beyond these successes, our focus remains on strengthening credit access across Africa’s commercial ecosystems to enable businesses scale with confidence and resilience”, he said
Building on its strong momentum, Zedvance is poised to expand its reach further in 2026, targeting over ₦250 billion in funding across key economic sectors including off-grid power, smart devices and home equipment, vehicle dealerships and mobility platforms, agribusiness and manufacturing, consumer and industrial goods distribution and hospitality.
This expansion reinforces its mission to accelerate enterprise growth by providing faster and broader access to credit across Africa.
General News
Mojisola Sayo-Kazeem Reflects on Leadership, Opportunity, Women in Tech @ IWD

As the world marks International Women’s Day, Mojisola Sayo-Kazeem, Head of Finance, Jumia Nigeria & Ghana, reflects on how giving opportunity, mentorship, and support helps women thrive and strengthens organisations.

The future of work is digital, and for women it presents immense opportunities to innovate, lead, and shape the global economy. Yet thriving in a fast-paced, data-driven environment requires more than ambition or technical expertise. It requires opportunity and leadership that intentionally creates space for people to grow.
Reflecting on my own journey, I am reminded of how powerful those opportunities can be. I joined Jumia in 2012 as an accountant and, over time, grew into my current role as Head of Finance for Nigeria and Ghana.
Each stage of that journey came with new responsibilities and lessons that shaped my leadership perspective. One thing has become clear: growth rarely happens in isolation. It flourishes in environments where people are trusted, challenged, and supported to reach their full potential.
One of the most defining pillars of my career has been working within an organisation that invests in talent and encourages merit-based growth. At Jumia, a guiding principle is simple: let the best people and ideas grow. When organisations prioritise capability and innovation rather than bias, they create environments where individuals can thrive, and leadership potential can emerge naturally.
Leadership plays a crucial role in making this possible. Good leadership sharpens growth and experience, not only for the leader but for the teams they support. I have benefitted from leaders who shared knowledge, offered guidance, and entrusted me with meaningful responsibilities. Those opportunities challenged me to expand my skills, strengthen my judgement, and grow into larger leadership roles.
One experience that stands out was leading my team through the launch of a new business line under the guidance of our CFO. It demanded greater accountability, transparency, and strategic thinking. Looking back, it was more than a professional milestone, it was an opportunity to deepen my expertise and strengthen my leadership capacity.
Moments like these remind me that opportunity is one of the most powerful investments leaders can make in people. I also recognise and commend the many leaders who are already creating pathways for women to grow, lead, and contribute meaningfully. Their commitment to fairness, mentorship, and inclusion continues to open doors for others.
But there is still more to be done. As we mark International Women’s Day, this year’s theme, “Give to Gain,” invites leaders to reflect and to act. It challenges us to go beyond good intentions and intentionally create opportunities for women to grow and thrive based on merit, not favouritism or bias. This means sharing knowledge, investing in development, offering mentorship, and trusting capable women with meaningful responsibilities.
When we do this, we strengthen the people and institutions around us. Teams become more confident and capable, organisations become more resilient, and leadership pipelines become stronger and more diverse.
This year’s International Women’s Day theme, Give to Gain, reminds us that generosity is not subtraction, it is multiplication. When people, organisations, and communities give time, knowledge, visibility, advocacy, and support, opportunities for women expand. And when women thrive, industries, economies, and societies thrive with them.
When we give, we gain. The question for all of us is simple: What will you give to gain gender equality?
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