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Nigerian Authorities Warned of Boko Haram Attacks on Baga, Monguno

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New evidence shows that the Nigerian military were repeatedly warned of impending Boko Haram attacks on Baga and Monguno which claimed hundreds of lives, and failed to take adequate action to protect civilians, said Amnesty International.

According to a senior military source and other evidence gathered by Amnesty International, commanders at the military base in Baga regularly informed military headquarters in November and December 2014 of the threat of a Boko Haram attack and repeatedly requested reinforcements.

Other military sources and witnesses have told Amnesty International that the military in Monguno had an advanced warning of the Boko Haram attack on 25 January.

“It is clear from this evidence that Nigeria’s military leadership woefully and repeatedly failed in their duty to protect civilians of Baga and Monguno despite repeated warnings about an impending threat posed by Boko Haram,” said Netsanet Belay, Amnesty International’s Africa director. 

“These attacks are an urgent wake-up call for the Nigerian leadership, the African Union and the international community. It is essential to protect hundreds of thousands of civilians in north east Nigeria from Boko Haram’s continued onslaught.”

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According to a senior military source, long before the attack on Baga, the Multinational Joint Task Force based in the town informed military headquarters in Abuja about sightings of Boko Haram patrols and build-ups of Boko Haram fighters.

They also told headquarters ahead of the attacks, that civilians in surrounding towns and villages were fleeing the area in large numbers.

Speaking about the attack on Baga, Dogon Baga and surrounding towns and villages, one military source told Amnesty International: “This attack was expected because Boko Haram warned the inhabitants of Baga and surrounding villages almost two months ago that they would be coming to attack the troops and the civilian JTF [Joint Task Force].” Sources told Amnesty International that after the Baga attack on 3 January, Boko Haram members informed locals that their “next target is Monguno,” and that these civilians informed the local military.

One Monguno resident told Amnesty International: “There was a warning. Everyone was aware. Boko Haram came on Wednesday last week [21 January] and asked the villagers [in nearby Ngurno] to leave because they are coming to attack the barracks. The villagers told the soldiers.”

Nigerian authorities have a responsibility to take all feasible measures to protect the civilian population, including by assisting with an evacuation of those who wished to flee and transporting them to safer areas.

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They also have a responsibility to inform civilians of risks and dangers. According to witnesses, the local military did not make an effort to do this.

On 29 January, the African Union’s Peace and Security Council is expected to discuss the deployment of a possible regional force against Boko Haram.

“If such a force were to be deployed it is vital that it has a clear mandate to protect civilians and that all parties engaging in military deployment comply with international humanitarian law and international human rights law,” said Netsanet Belay. 

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General News

NIHSA Warns States of Possible Flood within Seven Days

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Nigeria Hydrological Service Agency (NIHSA) has warned of possible floods in parts of Adamawa, Bauchi, Edo, Imo, Enugu, Akwa Ibom, Cross River, Kaduna, Plateau, Niger, Benue, and Borno states within the next seven days.

NIHSA Warns States of Possible Flood within Seven Days

According to information posted on NIHSA X handle, the Agency announced medium flood advisory in force for the next 7 days across Adamawa, Bauchi, and 11 other States.

“Localised inundation is forecast along the main channel; named communities below sit on the projected footprint. Stations: Saminara on the Karam river, Waya Dam Site on the Waya river, Amber on the Amber river.

“Adamawa; Lemsa, Lamurde, Numan Exposure: 147 comm. 49 schis 40 hith 6 mkts17 relig. Bauchi-Bauchi, Ningi, Shira. Exposure: 4 comm. Kaduna; Chikun, Giwa, Igabi, Jaba, Jema’a, Kachia, Kaura, Kauru, +6 more. Exposure: 1 comm.

“Borno-Gubio, Mobbar. Exposure: 680 comm. 8 schls 6 hith 5 mkts 21 relig. Edo-Akoko-Ed, EtsakoEa, EtsakoWe, Ikpoba-Okha, Orhionmw, OviaNort, OviaSo.. Exposure: 3 comm.

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“Imo-Aboh-Mba, Oguta, Ohaji/Eg, Okigwe, Owerri North, Owerri West. Exposure: 3 comm. 7 more states affected and severity LGAs”.

NIHSA advised people in the affected areas to “do NOT cross flooded roads, bridges, or fast-moving water on foot or by vehicle.

“Clear drainage channels and river-mouth blockages; avoid building or living in the floodplain and move people, livestock and valuables from the floodplain to pre-identified higher ground,” NIHSA stated.

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First Trustees Advocates Estate Planning as an Essential Tool in Every Wealth Creation Strategy

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First Trustees Limited, a subsidiary of FirstHoldCo Plc., and a leading provider of fiduciary and trusteeship services in Nigeria, is encouraging individuals, professionals, entrepreneurs, and investors to view Estate Planning not as an end-of-life exercise, but as a strategic investment tool for protecting, preserving, and transferring wealth across generations.

As more Nigerians focus on wealth creation through businesses, real estate investments, and other income-generating assets, experts are emphasizing that building wealth is only one part of the equation.

Equally important is creating structures that ensure those assets remain protected, properly managed, and seamlessly transferred to succeeding generations in accordance with the asset owner’s wishes. Importantly, Estate Planning is not solely for the wealthy, it is a prudent step for anyone with assets, dependants, or a business to protect, regardless of age, profession, or net worth.

Speaking on the importance of Estate Planning, Ereifemi Akeredolu, Managing Director/CEO, First Trustees Limited, noted that Estate Planning should be considered a core pillar of every long-term financial strategy.

“Many people focus on creating wealth but give litle thought to preserving it. Estate Planning is a wealth protection strategy that helps individuals safeguard their assets, secure their family’s future, and ensure that the value they build today continues to benefit future generations.”

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Using tools such as Trusts, Wills, and advanced succession plans, individuals can build structures that support wealth preservation, business continuity, asset protection, and intergenerational wealth transfer.

For entrepreneurs and business owners, Estate Planning serves as a powerful tool for ensuring business sustainability, helping organizations remain stable and operational regardless of unforeseen circumstances.

First Trustees continues to emphasize and educate on the importance of Estate Planning as a comprehensive strategy for proactive planning. It remains one of the most important financial decisions an individual can make: it provides clarity, minimizes uncertainty, and protects assets from unnecessary erosion and disputes. It also creates financial security for loved ones, supports business succession and continuity, and facilitates long-term investment and legacy planning.

 

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Nearpays, Nigerian Fintech Becomes First African Startup to Win UN’s AI for Good Innovation Factory

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Nearpays, Nigerian fintech, has won the AI for Good Innovation Factory grand finale — the first African startup ever to take the global title in the competition, which runs as part of the United Nations’ AI for Good Global Summit.

Nearpays, Nigerian Fintech Becomes First African Startup to Win UN’s AI for Good Innovation Factory

The competition drew more than 500 startups worldwide, each pitching AI solutions aimed at social and economic challenges.

The summit itself is organised by the UN through the International Telecommunication Union (ITU) in partnership with several UN agencies, convening governments, researchers, startups, and technology companies around AI’s role in development.

Nearpays’ route to the title ran through Johannesburg, where it won the African regional competition, before advancing to the global finals in Geneva.

There, the company progressed through the semi-finals and claimed the grand finale — a first for the continent.

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The company describes the win as bigger than a corporate milestone, calling it a victory for African innovation and proof that technology built to solve local problems can compete, and win, on the world stage.

Nearpays was founded to close a stubborn gap in African payments: small and medium-sized businesses that can’t afford or access traditional point-of-sale terminals.

Cost, availability, and deployment hurdles have kept many merchants — particularly in rural and underserved communities — locked out of digital payments.

Its answer is SoftPOS: an AI-powered platform that turns compatible Android smartphones into payment acceptance devices, letting merchants take contactless card payments with nothing more than their phones. AI is embedded across the platform, supporting payment processing, compliance, fraud detection, and business operations.

Crucially, the platform was built for African infrastructure realities — it works both online and offline, so merchants can keep accepting payments even without internet connectivity.

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The company credited its team’s years of product development and customer engagement for the result, and thanked the UN, the ITU, and the AI for Good initiative for building a platform where innovators can apply AI to real-world problems.

It also said it hopes the win encourages more African founders to build technology that answers local needs while competing internationally.

For Nearpays, the title closes one chapter and opens another, as the company pushes on with expanding digital financial infrastructure across Afric

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