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Over 50% of African Countries do not have National Privacy Legislation – Jean-Francois

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Jean-Francois’s career in ICT spans 20 years mostly in international roles with a focus on public policies and regulatory affairs.

 

Before joining GSMA as Policy Director for Sub-Saharan Africa in November 2017, Jean-Francois was Regulatory Affairs Director for Africa at Millicom supporting all its Tigo operations across the continentsince 2015.

He shares his thoughts with UgoOnwuaso on the data protection laws in Africa and a whole lot on issues affecting national privacy legislations

 

You were in Mauritius recently for the Data protection summit; could you tell us the relevance of this summit viz-a-viz absence of data protection law in some African countries?

 

I think that a fair majority of the African population are concerned that more than 50% of African countries do not have national privacy legislation in place. We are witnessing several governments from around the continent rallying to put such legislation in place with Nigeria, Kenya, Tanzania and Rwanda either amending or seeking to implement the much needed legislation.  We foresee a trend over the next 12 months whereby more African governments will follow suit as data protection laws play a vital role in the safety and security of our continent.

 

This is important because cross border data flow internationally has a direct impact on GDP growth.  Furthermore, Africa’s digital future will depend on countries that are taking action in order to avoid any violations in data protection laws that could hinder trade or innovation.

 

About cross border data flow, what arethe challenges of cross border data transfer?

 

Cross border data transfer has some inherent challenges including the lack of uniform standards and legislationspertaining to protection. Consent would also need to be sought by the person sending the data so that it can be utilized as intended andthe same levels of data protection applied in the countries in question.

 

This is wherelegal provisionsthat ensure uniform level of protection to the consumerwhen data is transferred within and outside of the country come into play. Regional frameworks are useful for this, and ECOWAS for example, has a supplementary act on data protectionfor this type of transaction.

 

Could you explain the role of data protection in facilitating the African Single Digit Market?

 

Data protection is vital in facilitating the African Single Digital Market.If the objective is to have services addressing a variety of African markets at the same time, one needs to make sure that digital services are able to share data across borders.Cross border data costs are really critical to establish the African single digital market and that is where the importance of data protection comes into play.

 

Looking at GDPR, how would you assess African data protection landscape in view of implementations of European Union Data Protection Regulation (GDPR)?

 

I believethat the focus on protection and privacy legislation today in Africa is thanks to the external push that we’ve seen through the enforcement and enactment of GDPR. It’s important for African countries to take what is good from GDPR and also pass a solution that’s robust enough to work intheir realities.

 

Today what’s interesting with the enforcement and enactment of GDPR is that a lot of African governments realize they need to close the gap; equip themselves with national legislation if they haven’t done so and strike a balance between the burdens put on SMEs to register with personal dataregistrars.  This iscompared tothe industryapproach being enforced by theGDPR sothat if a data breach occurs, companies are able to document the level of protection they had in place.

 

There are also other regional frameworks that are interesting, such as the Asian circular framework which supports cross border privacy rules to enable uniform level of protection in the regions that have privacy legislation in place. There are different models and it’s important for Africa to identify and utilize what is relevant.

 

Is Africa ripe for continental data protection regulation?

 

I will defer the question to you as a Nigerian citizen and consumer, are you ready to have your personal data protected? I’m sure your answer will be yes. I imagine the judiciary has embarked on a project to pass a national legislation on data protection. I think it’s in the interest of consumers, businesses, companies, and individuals. Mobile network operators are also keen to have clear rules to abide by.The worst thing that can happen for businesses is when the rules of the game are not clear, orthere is a legal vacuum.So, I think there is a call for the adoption ofgood, smart national privacy legislation and options to make sure that data can flow and fuel the digital economy.

 

Today there’s a mobile economy in sub-Saharan Africa made up of 440 million unique mobile subscribers. This is larger than $10 billion in terms of economic value last year and its 7.1% of sub-Sahara Africa’s GDP.

 

The mobile and digital economies haveanopportunity to play a strong role in our region. Internet subscribers have quadrupled in the region since 2010so mobile is really transforming lives in an increasingly connected world.

 

Looking more specifically at what it means for the data economy, and international data flows have increased the global GDP by 10% and if we  consider their contribution to a new global GDP which is expected to be around 2.8 Trillion, it’s a larger share than the global trade in goods.

 

Coming back to your question about the African single market, its digital dimension has a high probability to groweven quicker than the physical goods component which has been historically low in Africa.

 

You talked about data privacy, what should we do in order to create data management framework that will protect citizen’s privacy?  

 

On one hand, we havethe legislation and the regulatory framework but another important factor is the actual data management and how companies go about it.

 

I will go back to the Asian model I was referring to earlier. The cross border privacy rule is a model or approach where companies can commit to each other, even though there is no national legislation on what level of protection they will give to data protection.The data management framework which you’re referring to, can be set up in the private sector in practical ways.

 

I think it’s also important for governments and we usually insist that the rules of data protection are the same for private businesses and government alike.  This is because we see in some legislative projects different sets of obligations applicable to private and public sectors. Itneeds to be a cross cutting, andoverarching approachwith rules applicable to both because I forecast that data management frameworks will have to talk to each other.

 

What are some of the adverse effects, if Africa does not create a strong data protection landscape?

 

Absence of a conducive and smart data privacy law implemented ora protectionframework will hinder trade and innovation. Mobile and digital technology presents a lot of opportunity for growth across the African continent. It is providing a platform for innovation, creating new companies, new services and providing employment opportunities.So in order to be able to join the fourth industrial revolution data protection needs to become a reality.Furthermore, we need to be able to leverage the economic power with reference to data growth.Regulating people’s informationwith a patchwork of geographically born privacy laws will only restrict how African companies can innovate and bring better products and services to consumers in the future.

 

It’s an important time for all countries to take actions to bridge the differences in their privacy regulations if any, and to acknowledge the fact that a regional approach is important in the process to equip themselves with national legislation. So embracing the existing regional privacy framework is very important and working towards a Pan African approach to data privacy is critical to protecting the rights of individuals and unlocking their economic potential.

 

Where do you see Africa in the next few years with regards to data privacy policies?

 

I wish to see all African countries havingtheir data privacylegislationsenforcedand I’m confident that we will see in the very near future, a significant number of African countries passing privacy legislations.

 

There is a need to update data frameworks, as some of them have remained in use for over 10 years.

Regional economic communities will also have an opportunity to review those frameworks and provide a new template for the remaining countries to adopt national legislation.

 

There is anongoing discussion around which level of data localization should be implemented and the value of cross border data flows. I think it’s easier for neighboring countries to recognize the value of those cross border data flows, so ECOWAS started it and we hope that in otherAfrican countries where no regional framework has been adopted yet, one will be put into place soon.

The question has also been raised as to the slow pace of signatories joining the African Union core convention on cyber security and professional data protection.Whether International public law instruments are the right solution because of the heavy processfor adoption, what opportunities exist for more modern legislations orfast law approaches to supplement at aPan- African level and what can be done to speed up the process?The right answers to these questions canbe explored by the network of African data protection authorities and these answers couldshape discussions moving forward.

 

In Nigeria, there is a litany of information silos here and there, they not harmonized. How can all of these data sets be harmonized and protected?

 

I think you are referring to data collected by multiple agencies. The general challenge in data protection and privacy is that when you interconnect different data sets, the rule that’s applicable to one data set is sometimes not sufficient to guarantee the interconnection of a variety of data sets. Therefore, for data sets to be combined,  it’s important to review the situation for the data subject – the owners of the personal data – and it’s important that they are aware,so that there will be a more general approach to the pursuit. This is why those principles need to be enshrined in national legislation.

 

 


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Ugo Onwuaso is an ICT enthusiast. He believes technology should be used for general good. He holds a Master of Public Administration (MPA) degree from the Lagos state University. Dear Reader, Your support matters. But we believe that technology makes life more exciting and helps improve the lives of people around Nigeria and indeed the world. That is why, we have devoted our energy to independent reportage of technology and finance and how they affect lives. Our incisive and analytical view of how technology news affects the daily life help individuals and organizations make up their minds. Quality journalism costs money. Today, we're asking that you support us to do more. Kindly support our effort to deliver technology and finance journalism to everyone in the world. Donate as little as N1,000. Bank transfers can be made to: UBA Plc 1017156876 Communication Week Media Ltd

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Banks Close 2m Accounts over BVN, NIN, Others

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Commercial banks in Nigeria closed 2.021 million bank accounts in the first quarter of 2024, Q1’24, to clean their books of questionable accounts and comply with regulatory orders on the linkage of bank accounts to the National Identity Number (NIN).

Banks Close 2m Accounts over BVN, NIN, Others

This is contained in a report by the Nigerian Interbank Settlement System (NIBSS), which also indicated that the number of inactive bank accounts grew month-on-month, MoM, by four million or 2.0 per cent to 19.7 million in March 2024 from 19.3 million in the previous month, February.

A bank account is classified inactive when it records zero transactions including deposits, withdrawals, transfers or point-of-sale transactions for six months.

However, details of the “Industry Bank Account Database”, a monthly data reported by banks, and compiled by the Nigerian Interbank Settlement System, NIBSS, also indicated that the number of active bank accounts grew by 6.62 million or 3.0 per cent to 219.64 million from 213.02 million in February.

Recall that in December 2023, the CBN issued a directive to all commercial banks in the country to restrict tier-1 accounts without proper Biometric Verification Number (BVN), and National Identity Number, NIN, that are not linked by Thursday, March 1st, 2024.

According to NIBSS data on BVN enrollment count, 61.6 million Nigerians have BVN as of April 2024.

 

Credit: Vanguard

 

 


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Dubai-Based Citizenship Firm Imperial Citizenship Expands to Lagos, Targets Africa’s Growing Wealth

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Imperial Citizenship, a Dubai-based firm specialising in Citizenship and Residency by Investment (CRBI) solutions, has set its sights on Africa’s burgeoning wealth with the launch of a new office in Lagos, Nigeria.

This strategic move positions Imperial Citizenship to capitalise on the continent’s growing population of high net worth individuals (HNWIs) seeking international investment and mobility options.

Imperial Citizenship boasts a proven track record of success, having secured over 2,000 approvals for clients seeking alternative citizenship and residency pathways. Their partnerships with over 15 governments worldwide provide a diverse portfolio of investment opportunities that adhere to strict international regulations.

With its Lagos launch, Imperial Citizenship begins its foray into Africa. The continent boasts a burgeoning HNWI population, according to PwC, presenting a lucrative market for investment firms like Imperial Citizenship.

According to the World Bank, African economies are projected to grow by 3.4 % in 2024 as the African Development Bank Africa has reported that Africa will account for eleven of the world’s 20 fastest-growing economies in 2024. Highlighting the market’s potential, Mr. Zaid Al Hindi, Founder and CEO of Imperial Citizenship, says, “our expansion into Lagos allows us to directly cater to this affluent segment, offering them strategic solutions for global asset diversification, optimised investment opportunities, and enhanced global mobility.”

“At Imperial Citizenship, we do not operate through intermediaries, as we differentiate ourselves through direct government partnerships. This ensures transparency, legality, and efficiency throughout the application process, providing peace of mind for investment-minded clients” Zaid stated during the launch event in Lagos.

Speaking on the company’s approach to CRBI, Zaid mentioned, “At Imperial Citizenship, we prioritise a client-centric approach. We go beyond simply offering programs; we provide dedicated advisors who understand the unique needs and aspirations of each client. This personalised service ensures clients receive tailored investment options that align with their financial goals and risk tolerance”.

The launch of the Lagos office underscores Imperial Citizenship’s commitment to global expansion. With physical offices in Dubai and now Nigeria as well as operational representatives in Mexico, Algeria, and Turkey, Imperial Citizenship demonstrates its ability to cater to a geographically diverse clientele.

Looking ahead, Zaid highlighted that Imperial Citizenship plans to broaden its service offerings and expand its reach into new markets. By strategically targeting Africa’s rising wealth, Imperial Citizenship is well-positioned to solidify its role as a leading player in the CRBI industry, offering investors a gateway to global opportunities.


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234Finance Moves to Boost Economic Progress in South East

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In a recent gathering, organized by 234Finance, key stakeholders and HNIs came together to discuss the theme “Fueling Progress in the South East.”

The conversation highlighted the rich heritage, entrepreneurial spirit, opportunities for growth and the potential of the South East to be economic powerhouse.

During the discussion, the Managing Partner of 234Finance, Ezinne Nwazulu unveiled plans for an upcoming event of significant impact: the 4-week intensive SME Bootcamp and Mentor Matchup Challenge South East edition designed to empower SMEs. The program aims to empower SMEs with the knowledge, tools, and capital for rapid expansion and global competitiveness.

This initiative is building on the success of previous Mentor Matchup Challenge events, which equipped SMEs with actionable strategies and one-on-one mentorship, resulting in winners of the pitching competition securing grant funding to scale their businesses by 4x-10x.

The SME Bootcamp will feature an array of activities, including physical and virtual training sessions, onsite industrial training, and a pitching competition.

Ezinne Nwazulu emphasized the rigorous selection process, where the top 100 applicants meeting the criteria will undergo intensive training at two training centres in Abia and Anambra. From there, the most promising 15 participants will have the opportunity to pitch their business for grant funding.

Dr Chima Anyaso, Chairman of Caades Group, expressed his commitment to the region’s development and encouraged entrepreneurs with innovative crafts to seize this opportunity.

Criteria for selection are uncompromising, emphasizing technical expertise in core sectors; Agribusiness, Manufacturing, Supply Chain & Logistics, Fashion & Textile, and Retail, with a particular focus on businesses operating within the South-East region for at least three years and significant growth potential of 4x-10x.

The Bootcamp is set to commence from May 14 to June 14 2024 with Southeast-based entrepreneurs encouraged to visit the 234finance bootcamp to apply.


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